India rolls out largest government healthcare scheme


Prime Minister Narendra Modi on Sunday rolled out Centre’s most ambitious healthcare project, the Ayushman Bharat scheme, which is aimed to provide healthcare facilities to over 10 crore families covering urban and rural poor.

Launching the scheme from Ranchi, Jharkhand, he said health insurance upto Rs 5 lakh will be given to more than 50 crore citizens of the country under AyushmanBharat, which is also called as PM Jan Arogya Yojana (PMJAY).

The number of beneficiaries of PMJAY, which is the largest government funded healthcare scheme, is going to be more than the entire population of European Union, Modi said.

“The AyushmanBharat scheme will transform tndia into a medical hub in the future and I am confident that in the days to come, people working in the medical field, will bring out new schemes based on this health cover that has been provided today. I hope that no citizen of my country needs to go to a hospital but if you do AyushmanBharat is at your service, ” he said.

Stressing that the scheme was a step towards serving the poor people, Modi said “some call it Modicare, some call it a scheme for the poor. It is definitely a scheme to serve the poor.”

He also asked the people to memorise the helpline number of the scheme, which is 14555.

Modi had announced the health scheme during his Independence Day speech.
Under the ambit of Ayushman Bharat, a Pradhan Mantri Jan Arogya Yojana (PM-JAY) to reduce the financial burden on poor and vulnerable groups arising out of catastrophic hospital episodes and ensure their access to quality health services was conceived. PM-JAY seeks to accelerate India’s progress towards achievement of Universal Health Coverage (UHC) and Sustainable Development Goal – 3 (SDG3).

Pradhan Mantri Jan Arogya Yojana (PM-JAY) will provide financial protection (Swasthya Suraksha) to 10.74 crore poor, deprived rural families and identified occupational categories of urban workers’ families as per the latest Socio-Economic Caste Census (SECC) data (approx. 50 crore beneficiaries). It will have offer a benefit cover of Rs. 500,000 per family per year (on a family floater basis).


Government provides health insurance cover of up to Rs. 5,00,000 per family per year.

More than 10.74 crore poor and vulnerable families (approximately 50 crore beneficiaries) covered across the country.

All families listed in the SECC database as per defined criteria will be covered. No cap on family size and age of members.

Priority to girl child, women and and senior citizens.
Free treatment available at all public and empaneled private hospitals in times of need.

Covers secondary and tertiary care hospitalization.
1,350 medical packages covering surgery, medical and day care treatments, cost of medicines and diagnostics.

All pre-existing diseases covered. Hospitals cannot deny treatment.

Cashless and paperless access to quality health care services.
Hospitals will not be allowed to charge any additional money from beneficiaries for the treatment.

Eligible beneificiares can avail services across India, offering benefit of national portability. Can reach out for information, assistance, complaints and grievances to a 24X7 helpline number – 14555


Leave a Reply